WHAT IS IFSC CODE? (INDIAN FINANCIAL SYSTEM CODE).
IFSC or Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. It’s a 11-digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero). IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.
HOW TO FIND THE IFSC CODE OF ANY BANK?
The beneficiary customer can obtain the IFSC code from his bank branch.
The IFSC code is also available on the cheque leaf.
The list of IFSC CODES is also available on the RBI website.
Some of the Third party websites like IFSCBANKINGCODE.COM are also there for searching the ifsc code, micr code and the detail of branches.To search any bank branch IFSC CODE go to IFSCBANKINGCODE.COM and select the bank name - state name - district/city - branch name.
You can also find the ifsc code printed on the bank branch passbook